Choosing the right credit card may be difficult as there are a vast number of choices available. A poor credit score can hinder making big purchases and applying for loans in the future. If you choose the right card and adopt financial discipline, you can improve your credit score and accumulate rewards over the years. Here are the top points-earning credit cards in America. Chase Sapphire Preferred Card This is a good option if you frequently travel and dine out. With every dollar spent on this card, you earn two points. Certain kinds of purchases using this card can earn you one point. When you redeem accumulated points on travel through the Chase Ultimate Rewards portal, the worth of these points increases by as much as 25%, which is one of the greatest advantages of this credit card. Citi Advantage Platinum Select World Elite MasterCard If you are an American Airlines flyer, you earn two miles for every dollar spent on fuel and at restaurants. Additionally, you earn two miles for flying with American Airlines. All other expenditure earns you one mile per dollar. New users receive 50,000 bonus miles if they spend $2,500 in the first three months. Moreover, you receive a yearly flight discount of $125 if your annual spending is at least $20,000.

Hulu started as a streaming platform for network television once upon a time. But, keeping the advancement of entertainment in mind; it has evolved into an extensive film and content library. However, to most of us, it still seems like the platform has a lot to catch up on compared to its contemporaries. But, we’re here to tell you that there are plenty of binge-worthy TV and movies on Hulu.   To ensure that you invest your time wisely, we have picked the best gems for you: Best movies on Hulu The Dark Knight (2008) After all, he was the hero we needed, but we didn’t deserve! Christopher Nolan’s adaptation of Batman did not only give us Heath Ledger’s most legendary performance but also showed us a completely different side of Christian Bale and Aaron Eckhart. The Dark Knight remains as one of the most beloved and critically acclaimed parts of the Batman trilogy and is perhaps the best testament of the coming together of Warner Bros and DC Comics. Parasite (2019) Defying the conventions, Parasite went on to win the Academy Award for Best Picture and rightfully so. Subtle and relatable discrimination between the destitute and the privileged classes makes this movie’s narratives an example of the simplest yet most powerful ones in recent times.

To maintain a high credit score, you require focus, hard work, and determination. You need to make timely payments on your bills, decrease debt, and maintain a low debt-to-credit ratio. Several credit management apps have come and gone by, but not all of them can help you achieve your goals. Here are six must-have apps to help you improve a bad credit score. Credit Karma This app comprises some beneficial tools to manage your credit and is free of cost. Using Credit Karma, you can access your credit report and score and receive identity monitoring and credit alerts. Additionally, you receive information on the factors that impact your score, tips to improve the same, and details on products that are beneficial in saving money. Credit Sesame This free app provides a monthly credit score report and monitoring. The app also provides a summary of the total monthly debt payments and the outstanding balances on your various loans. The Credit Sesame app also has a beneficial tool for homeowners that allow one to calculate the value of the home and receive real-time advice on home loans for huge savings. This is certainly one of the best apps to help you improve a bad credit score .

Having a smartphone is more of a necessity nowadays as compared to a luxury, but companies are increasingly making sure to include all possible amenities in them, so you can enjoy the best of technology. With pioneers like Apple, Samsung, and One Plus in the market taking the world by a storm with their innovations, it is safe to say; that we will always have plenty of options available at our disposal. This year is no different. Here are the most popular smartphones this year   that you can check out. Samsung Galaxy S20 Packed with the power of Android 10 and screen dimensions of 6.2 inches and 6.7 inches, this smartphone comes with the assurance of the Samsung brand. It also has a Snapdragon 865 processor making any and all actions very fast. The rear camera comes with a 12 MP and 64 MP option, while the front camera is 10 MP. iPhone 11 Pro The iPhone 11 Pro is one of the most novel offerings of Apple. The storage is available in three different variants, 64, 256, and 512 GB. The rear and the front camera are both 12 MP. This phone stands out because of the amazing matte finish that you can opt for, and the screen size options available are at 5.8 inches and 6.5 inches.

Halloween is coming up fast and there are some amazing costumes out there this year based on everything from animated classics to action heroes to reality television foes. Whether you’re an adult with party plans, a couple looking for a cute duo, or a parent looking to make sure you kids have the most fun while staying warm on route for candy, online shops like Halloweencostumes.com have some great costumes available. Here are the top costume picks for 2020: 1. Baby Yoda The Disney+ show “The Mandalorian” introduced us to quite possibly the cutest character to show up on mainstream television in years. Baby Yoda took the public by storm and you can bet a lot of people are going to choose this adorable little guy for a Halloween costume. In fact, in addition to kids costumes galore, why not think about dressing up your dog as an even cuter version of this amazing character. 2. Batman and Robin Speaking of classic costumes, Batman and Robin are as popular as ever, and there are plenty of options available for adults and kids. There are multiple types of customers of all your favorite Batman characters such as the Joker, Harley Quinn, and Catwoman.